Top 10 Betting Sites & Online Bookmakers

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UK Online Bookmakers FAQ

Bet on Tournaments

Betting on tournaments in the UK is much like betting on competitions. They are extremely popular. As many sports themselves have grown and evolved with the country, as have the tournaments that take place around those sports. While football, rugby, cricket, and tennis may be the most popular sports in the nation, darts and snooker are still incredibly in great demand in the UK, often appearing in many online sportsbooks.

Euro 2020

ATP Tour 2021

The tournaments surrounding the UK darts and snooker sports are trendy sports gambling options in season. For example, The Master's Snooker event and the UK Open Darts event can usually be found in the “Featured” section on many UK bookmaker websites when they are on. The British betting market is a wide one. British bettors seemingly like to wager on an expansive range of sports and events. That's why many bookmaker sites that come from the UK usually have the best selection of sports and tournament betting options. The Formula 1 British Grand Prix, the Grand National horse race, and the Open Championship Golf tournament all make their annual appearances on most UK betting sites, with the best sites featuring great odds for every event fixture.

Many UK bettors can also access a whole range of international tournaments, with popular betting markets being those that still feature British teams, such as the Six Nations Rugby tournament.

Top uk Online Sports Books

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Rank

Top UK Sports Books

Sign-up Bonus

Established

Deposit Methods and Compatibility

1

4.88/5

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£10Bonus

2006

2

4.73/5

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£30Bonus

1997

3

4.54/5

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£30Bonus

1934

4

4.35/5

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£20Bonus

1925

5

4.13/5

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£40Bonus

1997

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Customer Service

Some bookmakers lay down a red carpet for their customers, while others seem to not care at all. However, in our opinion, the customer support that is available is something that is vital because bad customer care is something that can end up putting a huge dampener on your gambling experience as a whole. Whenever you encounter an issue, no matter what type it is, you will obviously want it to be sorted as quickly as possible so that you can carry on betting. It is a really annoying scenario to miss out on a winning bet because the customer care team did not solve your problem quickly enough.

Whenever we are reviewing a sports betting site, we will take a look at the various contact methods that they have available to their customers such as live chat, telephone, and email. We will also see whether they are active on different social media platforms or not – many bookies now have their own Facebook, Instagram and Twitter account and interact with their customers regularly. You should make a habit of checking out the social media pages of bookies that you have an account with because some bookmakers sometimes have special deals that they only put on their social media accounts.

To get an idea as to whether their customer care agents are up to scratch, we will send them a mock question so that we get a good idea as to how quickly they respond and whether the information that they give us is useful when it comes to solving the issues at hand. If we are less than satisfied with the responses that they give us and the time it takes them to respond, then we will not recommend them on our site.

How to Sign-Up at the Top UK Gambling Sites

If you’re new to online gambling in the UK, know that it doesn’t have to be hard to get up and running in a flash!

Let us walk you through the signup process using our number one pick Kwiff:

– Step 1: Navigate to the Kwiff sportsbook and click the gold “Join” button along the top.– Step 2: Follow the registration steps by entering your email, creating a password, and checking the box to accept offers and rewards.– Step 3: Fill out your personal information like name, address, date of birth, and telephone number. Submit the form.– Step 4: You’ll be logged in automatically and be able to make your first deposit. Enter the cashier and follow the instructions to deposit with your method of choice.– Step 5: Wager £10 or more on odds 1.5 or greater to earn your free bets.

Play Your Favourite Casino Games

If you’ve claimed a welcome offer, check if there are any terms mentioning which games you can play using the bonus. If not, you can choose from the hundreds of options in the lobby. Whatever game you go for, keep in mind that you can practice for free at most online gambling sites in the UK or here on VegasSlotsOnline before betting with your own money.

Note: While gambling is legal in the UK, you must be over 18 years old to do so. This also applies to playing free games. If you choose to play for free here at VSO, we will also verify your age.

See Best Online Gambling Sites

Which of the Best Online Betting Sites in the UK is Right for Me?

The first thing you want to make sure is that you are gambling at a reputable online betting site, such as Bet-at-Home.

For sports betting, choosing an online bookmaker that caters to your favorite sport(s) to bet on with competitive odds would be most beneficial, like VBet.

Another factor to consider before creating a betting account at an online bookmaker is a welcome offer. These sports and casino bonuses often provide great value to customers, offering them a chance to get a little boost.

Quality Online Gambling Games Check

There is hardly anyone who doubts the fact that online gambling is all about the games and the wins. Quality games are what makes players register and play regularly at online gambling sites. Therefore, operators strive to deliver as many top-class releases as possible. Nevertheless, what constitutes a high-quality games portfolio? There are a few components you might want to consider when answering this question.

To begin with, size does indeed matter when it comes to online games collections. A good operator should offer a sufficient number of releases so that players do not get bored easily. A sizeable portfolio allows users to explore more games and find the right ones to suit their taste. Another important aspect is diverse gameplay. This means that the website’s games must possess varied features to provide a more versatile player experience.

After all, a portfolio of numerous games with similar features will inevitably turn users off, and they will leave the website in search of more intriguing alternatives. Finally, yet importantly, bonuses and rewards are extremely important as well. Quality online games offer a lot of bonus features and rounds as well as lucrative rewards, thus keeping players interested.

How Safe are UK Betting Sites?

When doing a comprehensive review of the UK’s best online bookies for 2021, a brief section on safety is in order.

Speaking of online betting safety – regardless of whether it is a casino, sports, or in-play betting – safety is No.1 on the ‘what to consider list.’ The online gambling market is arguably one of the biggest, most professional, multifarious, and overall success in terms of revenue and clientele, and reaching these heights would have been impossible had it not been for an exhaustive, all-encompassing security system embraced by the British government. Over the past years, the British government has taken significant steps to ramp up betting security and enacted a slew of laws and regulations to ensure all gambling websites operate within the purview of British law.

To reiterate, a license is an essential pointer that an online betting company is secure. It guarantees that the website adheres to a certain set of laws that promote fair and responsible betting, and which also effectively help reduce the risk of fraud or illicit activities to a minimum. All the top betting websites operating in Britain or from abroad

The sheer body of betting laws the British government has enacted is enough to give every British customer peace of mind that their money and data are perfectly safe.

Acca Refund - Up to £10 Free Bets

T&Cs apply. Minimum odds per selection 1/5 or more. Free Bets will match the customers stake. Customers can receive a maximum of one Free Bet of up to £10 per week during the promotional period. Bets only on Football will count. Only 5 Folds or more will apply. Only selected league qualify. Please note system bets will not be considered as a qualifying bet. 18+ Begamble aware

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A host of exciting slots, Playtech also provides some impressive live dealer software and sports betting options. The jewel in thePlaytech crown is the Age of the Gods progressive jackpot series.

Popular Withdrawal Methods

In most cases, if an online operator gives you plenty of deposit methods to choose from, they will also give you plenty of withdrawal methods. Before you make a withdrawal, many operators require you to first earn enough money via placing successful bets. The minimum withdrawal amount on many leading UK sportsbook websites is only around £15-20, meaning that you can withdraw your earnings relatively quickly if you are a skilled bettor. This lower minimum withdrawal also means that new bettors will not have to wait too long before making their first payout.

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• All Withdrawal Methods

When you have enough money in your account for a payout, head to your “Account” page and click on the “Withdraw” tab. You will need to select your payment method and enter an amount you wish to withdraw. Any money left in your betting account can be used for subsequent bets on that site.

Many British bettors tend to use a payment method with a fast withdrawal processing time, such as PayPal or Neteller. E-wallet payments tend to take the least amount of time to process, usually having the money in your account within around 1-2 working days. VISA and MasterCard payment options also take a shorter amount of time, generally processing within approximately 2-3 working days. Bank transfer options tend to take the longest amount of time to process (around 3-5 working days), so only choose this option if you are not in desperate need of your cash anytime soon.

Bet UK

September Sporting Calendar:

1 Premier League, Leicester v Man U3 Haydock Sprint Cup (Racing)3-4 Premier League (inc Man U v Arsenal)4 Andy Ruiz Jr v Luis Ortiz, Heavyweight Boxing4 Dutch Grand Prix (F1)5 Tory Leadership Vote results (Politics)6-7 UEFA Champions League, Group Stage Match Day 17-10 Doncaster St Leger Festival (Racing)8 UEFA Europa League, Group Stage Match Day 18-12 England v South Africa, Test 3 of 39 NFL Opening Game, Rams v Bills10-11 Longines Irish Champions Weekend Leopardstown/Curragh (Racing)10-12 Premier League (inc Man C v Tottenham)11 Men’s Singles Final, US Open Tennis11 Italian Grand Prix (F1)11-13 NFL Game Week 1 Fixtures13-14 UEFA Champions League, Group Stage Match Day 215 UEFA Europa League, Group Stage Match Day 216-18 Premier League (inc Chelsea v Liverpool)16-20 NFL Game Week 2 Fixtures18 Saul Alvarez v Gennadiy Golovkin, Super-Middleweight Title Fight17 Ayr Gold Cup (Racing)18 Atletico Madrid v Real Madrid, La Liga22-24 Newmarket Cambridgeshire Meeting (Racing)23 Italy v England, Nations League Match Day 523-27 NFL Game Week 3 Fixtures24 Joe Joyce v Joseph Parker, Heavyweight Boxing26 England v Germany, Nations League Match Day 6

Fancy having a bet on a new sport but unsure of the best strategy? Check out our Betting Guides section where our experts share their insights.

Betfred

Are There Any Mobile Apps for Sports Betting Sites UK?

Yes, there are many user-friendly apps that you can download on your mobile devices and do sports betting on the go.

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1. Create A New Online Casino Account

• Go to PlayOJO’s UK casino site
• Click the “Join Now” button
• Enter any relevant personal information
• Go through their six-step registration process
• Click “Register” to finalize your login information

Betfair – The Best Betting Exchange In The UK 

• Best for betting via exchange
• License: UK Gambling Commission (account numbers: 39439, 39561)
• Year founded: 1999
• Customer support: Phone, Email, Live Chat

Betfair is the oldest betting exchange in the UK and an operator with an outstanding overall reputation.

The exchange section on Betfair’s betting section is precisely why the operator is one of the top bookies in the UK year after year.

Unlike the traditional betting sections where players bet against the bookmakers, Betfair’s exchange allows bettors to bet against other players.

This way of betting allows players to get better odds than traditional bookies and set their own odds, sports trade, and even lay bets.

Although we must mention that users who are not familiar with the exchange interface might take some time to adapt to some features and options.

The traditional sportsbook section of the site has all the necessary features that guarantee UK players a good betting experience. These include over 30 sports with prematch and live betting available.

When we consider both Betfair’s exchange and their sportsbook, our opinion is that the exchange is a better option. It will indeed take much more effort for new players to this model, but it is well worth it.

The UK is Betfair’s primary market, and the operator has made sure to cater to British players when it comes to payments. Players from the UK can use all the standard payment methods popular in the country. These include VISA, Mastercard, Neteller, Skrill, Paypal, Paysafecard, and bank transfer.

We have to mention a few things that are not ideal for betting on Betfair’s platform. Like many other UK bookmakers, Betfair can have pretty high fees on some lower leagues and markets. Additionally, lower leagues have low limits regarding how much money players can stake.

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Reload Bonus

The reload bonus is a promotion that UK online betting sites offer to existing customers. Betting sites use this promotion to entice players to load their accounts with funds.

This bonus can be used only by players that have deposited on the betting site sometimes in the past.

Just like the welcome bonus offer, in most cases, the reload bonus consists of a matched bonus based on the amount of money that the player deposits during the promotion.

The only difference when it comes to the bonus rules is that reload bonuses usually reward players with lesser amounts of bonus money.

Check out the RTP

You will probably see RTP being mentioned a lot of times when it comes to online casinos. That’s because RTP shows the potential to win at a particular game. It stands for “return to player” and it is displayed as a percentage.

The higher the RTP, the more chances you have to win. It is therefore useful to know the RTP of the games you are playing.

LiveScore Bet

A relatively new arm of the popular LiveScore brand, LiveScore Bet has burst onto the online betting scene in recent years and provides its users with a range of betting options on both sports and casino markets. Particularly popular with football bettors due to its selection of odds on a variety of football markets worldwide, LiveScore Bet has an impressive online website and mobile app currently in place.

Pros

• Stylish mobile app and online website which are both easy to navigate
• Excellent existing customer promotions including free accas and free online games
• Live streaming available on both horse racing and football markets

Cons

• Football orientated compared with other sites

Do all New Betting Sites Offer Free Bets and Welcome Offers?

It’s not that every single bookmaker offers a new customer sign-up bonus, it’s just that those that aren’t offering such a welcome offer for new customers are likely to be left behind in such a competitive market.

With so many sportsbooks available to the average punter in the UK, it isn’t difficult to see why some bookmakers struggle to attract new customers and these sign-up offers allow them to present an incentive to any potential bettors on their site.

Of course, a good sign-up offer alone is not enough to retain said customers once they have signed up and used their free bets or other bonus. In order to gain customers’ loyalty in such a saturated market they must continue to offer competitive odds and other features to beat the competition.

We recommend taking a look at what else a bookmaker has to offer before signing up and making sure they are a trustworthy and reliable brand that are worth placing your bets with.

Top Casinos, Poker and Sports Betting Sites

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1

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888sport

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• Best odds guaranteed on horse racing
• Regular promotions and free bets
• One of the most trusted betting sites
• Live in-play betting and cash-out feature
• Competitive odds and fast payouts
• Drastically lowers limits on sharp bettors

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Terms and conditions: Full T&C’s Apply. 7 days to claim and stake £10 minimum bet at odds of 1.5 or greater to qualify. Free, void, cashed out or partially cashed out bets do not qualify. Max 3 x £10 Free Bets credited when you opt in by clicking the claim button on my offers page. Once the offer is claimed, place your qualifying bet, after the qualifying bet is settled, you will receive your free bets. Free bets must be used on 4 or more selections and are non-withdrawable and stake not returned with winnings. 7 day expiry. – Terms apply

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22. QuinnBet

QuinnBet is a family-run Irish bookmaker that launched its online sportsbook in 2017, which means some punters may not have had the pleasure of using this platform. Although it is still one of the smallest sites on the current list and not as well known, it holds its own with a terrific sign-up offer and great promotions that will be more than enough for the casual bettor.

• Claim the QuinnBet sign-up offer

Are there apps for UK betting sites?

Yes. Almost all UK-licensed sports betting companies offer mobile apps. These are available in iPhone, iPad and Android devices.

The Best Free Bet Offers

Here is a look at some of the best free bet offers and sign up offers available right now on the market.

888Sport – Bet £10 Get £40 + £10 Casino Bonus

Place one £10 bet and get £40 in free bets to spend, effectively this betting offer is "bet one and get four free", a perfect start to life with a new bookmaker in 888Sport!

Ladbrokes – Bet £5 Get £20

One of the more simple betting offers that gives you four times your original stake back as free bets. With just a £5 spend needed, this is perfect for small staking customers!

TonyBet – 100% Matched Deposit up to £200

One for the bigger players out there, if you want to deposit a larger amount, then this offer of up to £200 as a matched deposit is huge and gives you a lot of bonus funds to use as free bets! One of the biggest sign up offers aound and exclusive to customers of newbettingoffers.co.uk!

Betfred – Bet £10 Get £30 Plus 30 Casino Spins

Some online betting sites like to run betting offers that combine their sports betting and casino games, and betfred's sign up offers are a good example of this. Spend just £10 to get £30 in free bets, so buy one get three free, alongside 30 casino spins to try your luck on the Betfred gaming site!

Bet365 – Bet £10 Get £50 in Free Bets

New customers at bet365 can get one of the biggest betting offers available, with up to £50 in free bets based on their first account deposit and qualifying bet.

The best free bets are not always the biggest, this is all about getting value. For example, above the 888Sport offer of bet £10 get £40 means you are getting a bonus of 4x your original stake, a great deal when compared to some other betting offers.

Bigger staking players can get more from deposit bonuses, so look out for those if you want to deposit more.

Look out for any stipulations attached to the free bets too, these could include minimum odds, limits to the bet type and time limits. The best free bets like those above do not have these or have low thresholds for them.

10bet

Can I sign up with more than one site?

Tennis Betting Offers

From Vancouver to Vienna, tennis takes place more or less all year round, making it one of the world’s most popular sports to bet on. Excitement swells around the sport’s Grand Slam events — the US Open, the French Open, the Australian Open, and Wimbledon — and you’ll find plenty of betting deals in the build-up to these tournaments.

If you’re picking an outright winner of a major tournament, one bonus you might see is your money back as a free bet if a certain player wins, or certain players targeted with enhanced odds. In his heyday, bookies tended to nominate Andy Murray as this player in the men’s draw, but it could be any of the remaining superstars.

There are loads of free bet deals to be claimed on the tennis for new betting customers. As Nadal and Djokovic begin their decline — presuming of course that they will at some point decline — tennis free bets could become very useful, since the power vacuum left behind by these greats could make the rest of the field increasingly unpredictable.

Bookmakers like to prioritise tennis matches on their live streaming services, which means you may also encounter mobile-specific betting offers on this sport. These offers can come in many different forms, but will only be redeemable for those betting on a mobile device.

Is gambling tax-free in the UK?

Yes. Tax on bets was removed in 2002. Customers can enjoy tax-free winnings on all sports betting.

18. Unibet

Unibet has gone under the radar in recent years and is one of the most underrated bookmakers despite providing one of the very best betting sites there is. Its welcome offer alone is enough to flag it up as a real competitor with some of the very best sites in the market. The sportsbook has a massive range of markets with a lot of new markets continuing to be added to the site with statistics-based markets now being used on some of the biggest football matches. The experience for desktop and mobile make it a perfect online bookmaker for any bettors, with the price boosts one of its selling points.

• Claim the Unibet sign-up offer

The Size of the UK Gambling Industry

The UK gambling sector currently generates around £15 billion in annual revenues and was growing rapidly at up to 8% a year until the pandemic of 2020. Of this total, well over a third (£6.8 billion) is made from online gambling, with a rough split of 60% casino and 40% sports betting.

The industry as a whole is responsible for contributing around £8 billion to the UK treasury each year and directly employs over 50,000 people (perhaps up to 100,000 if you include indirect workers).

What To Expect From Top UK Sports Betting Sites?

When you are choosing an online betting site in the UK, there are a couple of things you should look for.

All of the top betting sites in Great Britain are licensed by the UK Gambling Commission, which means they have the necessary security standards in place.

Secondly, all of the best online betting sites UK have great welcome bonuses and regular promotions for existing customers. Apart from offering these bonuses, the top sites also have reasonable bonus terms and conditions.

Finally, the best betting platforms in the UK have competitive odds with a reasonable house edge of around 10%.

You should not bet at bookmakers that take more than 15% for their services. If you want to find sites with the lowest edge, you should check Asian bookies since they are known to offer industry-leading odds and accept UK players.

While these three factors are non-negotiable, there are also a few other more flexible elements. These include payment methods and customer support.

The best betting sites in the UK support various payment options such as debit cards, e-wallets, prepaid cards, and cryptocurrencies.

Top operators offer players at least two options of contacting them, and their customer teams are professional and knowledgeable.

William Hill

William Hill is one of the oldest and most trusted bookies founded in 1934. They offer one of the best services in the industry with a huge array of sports and markets to choose from. Both pre-game and in-play. You can even create your own bets using their "YourOdds" twitter feature.

They have a great live streaming feature with plenty of live events each month. Combined with an excellent customer service providing 24/7 support.

William Hill – Best Odds GuaranteedActive!

William Hill welcome offer

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Popular Deposit Methods

Every bettor across the world is different. Each has its preferences regarding betting options, features, and markets. A bettor's financial preferences are just as unique and just as important. A right UK bookmaker will give their player-base a good selection of deposit methods to choose from. Giving a new bettor plenty of payment options to select from is an excellent way to make that bettor feel more comfortable with this new site. Their money can be handled in the way that best suits them and their particular financial situation.

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• All Deposit Methods

When registering with a betting website, many operators will ask you what your preferred method of payment is and what currency you would like to use on the site. For bettors situated within the UK, they will likely want to choose the “GBP” options that allow your account to use the British Pound. Choosing a deposit method that best suits you should be fairly straightforward, despite how many are usually offered.

The best deposit methods are often E-wallet options such as Neteller or PayPal or card options from trusted providers like VISA and MasterCard. However, there are some additional deposit methods should you require them. Cryptocurrency payments such as Bitcoin are sometimes accepted, as are bank transfer options and prepaid card options like PaySafeCard. To place a deposit, head to your “Account” page, click on the “Deposit” tab, select a method you wish to use, and enter an amount you want to deposit. The money should appear in your account within a few hours.

Penny Slots

Penny slots are, quite simply, slots you can play for a penny a spin. While prizes are unlikely to behuge here (slot payouts are usually multiples of the bet amount) these slots offer a fun and relaxed way to play without betting too much.

Betfred

Victor Chandler and Tax

In 1999 Victor Chandler (now BetVictor) moved his bookmaking business off shore to Gibraltar in protest at the betting tax rates in the UK, selling his 41 shops to Coral.  This allowed Victor to provide betting opportunities to world-wide clients, particularly from Asia, without paying UK tax.  It also allowed UK punters to bet without paying the 9p/£ stake tax.

It is believed it was this decision that led the then UK chancellor, Gordon Brown, to remove the betting tax in 2001.  Saying that although he removed the tax paid directly by the punter new taxes were levied on the bookies profits earned in the UK and by this point the ship had largely sailed and most traditional bookies were running their online operation from abroad.

⚽ What's the best sport to have a bet on?

As we are in the UK, our favourite sport is football betting. This isn't to say other sports aren't as legitimate, but we simply love a punt or an acca using the best football betting sites on the weekend's games! It goes without saying, however, that most sports betting markets are well-catered for at any online betting website featured with us.

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Sports & Betting Markets

It may surprise you to hear that not all betting sites offer betting on the same sports. Sports such as football, tennis, basketball and rugby are available at the vast majority of bookies but there are several betting sites that do not cover horse racing. This will of course be an issue if you are looking to bet on a specific sport that isn’t covered by the bookmaker and so it’s always best to see what they offer before signing up by simply visiting their website or reading some of the bookmaker reviews here at WhichBookie.

The same applies to betting markets. Some of the bigger betting sites often provide hundreds of different betting options and markets for football matches and in recent years, we’ve seen several new markets added as bookmakers are able to require new data and statistics to determine the odds.

🔑 Which are some safe gambling websites accepting players from the UK?

Many gambling sites accept UK players worthy of recognition, so picking just one would be a close call. The best way to go about it is to rank the best UK sites for online gambling in an order that’s to serve as a reference. Betway’s gambling platform is one of the safest out there.

How to Tell the Safe Online Gambling Website from the Scams

Knowing the difference between legit gambling websites and frauds is an easy task once you know what to look for. Over our many combined years of experience in sorting the good from the bad, our experts have developed a strict set of criteria that we consistently use when testing and reviewing every site. You’ll be pleased to know that the majority of our testing criteria involve checking if the player will have a safe experience online or not.

For example, we look for the website’s gambling licence and security feature to start with. We believe that the best gambling site is a safe gambling site, which comes down to the efforts of the operators and their consideration for their players. The table below will outline these criteria so you can see what we consider the most important topics.

Through reading this entire page about the best online gambling sites UK players can find, you’ll not only know why we’re known as the experts for avoiding gambling scams but also be able to use criteria to become an expert yourself. Of course, each of these seven criteria breaks down further into more factors depending on the type of real money gambling you’re into, such as football betting and casino games, which we will dive into in the following sections.

The 7 Gambling Site Safety Standards

• Licensed by the Local Regulator To be good gambling sites, an operator must hold a licence from the local regulator, which for the UK is the United Kingdom Gambling Commission (UKGC).
• Website Encryption Software A website must employ the latest in encryption software and hold a safety certificate from a trusted name in IT security.
• Fair Welcome Bonuses and Promotions Bonus offers are a common place for dodgy operators to hide scams and cash traps, but there are also lots of fantastic deals out there on gambling sites. For tips on telling the two apart, read here.
• Responsible Gambling Partnerships A good casino page should always take responsibility for ensuring that its players gamble within their means and offer information on the dangers of addictive play through responsible gambling partnerships.
• Professional Customer Support There should always be a group of professional customer service representatives from gambling websites waiting to help players with any questions or problems, using a combination of contact methods.
• Trustworthy Payment Methods Offering a good selection of trusted global payment services for players to use for deposits and withdrawals is an excellent indication of a gambling site’s security status.
• Variety and Quality of the Gambling There are many different gambling sites that provide entertainment to punters, and the best websites will cultivate a strong gambling portfolio that mixes popular types of wagering.

By following these seven standards of safety, you can be sure that no matter which of our recommended online sports betting and casino sites you choose, you will be in good hands. It can be a tiresome task to search through all of these criteria to identify the top gambling websites. Still, our expert reviewers have already put every one of these operators to the test and found them trustworthy.